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Medicare in 2026: What You Need to Know Before Making Your Next Move
Medicare continues to evolve every year, and 2026 is shaping up to be no different. With updates to coverage, costs, and prescription drug benefits on the horizon, it’s more important than ever to have a clear understanding of your options.
As an independent broker, I work with several well-known carriers, not just one company. That means my only priority is finding a plan that works best for you, your doctors, your prescriptions, your health needs, and your lifestyle.
Here are a few highlights Medicare beneficiaries should keep on their radar in 2026:
Higher Costs Ahead
Co-pays for medical services and prescription drugs are expected to increase. This could have a big impact on anyone managing regular doctor visits, procedures, or ongoing medications.
Plan Options Still Competitive
Even with costs rising, Medicare Advantage and Supplement (Medigap) plans remain competitive. Some carriers are finding ways to add extra benefits like dental, vision, and fitness to help offset higher out-of-pocket expenses.
Enrollment Timing Matters
Missing your enrollment period could mean paying even more or waiting months for coverage. Whether you’re turning 65 in 2026 or already on Medicare, knowing your timelines is critical.
Why This Matters for You
Medicare isn’t just about health coverage; it’s about peace of mind. Reviewing your plan now can help minimize the impact of rising costs, protect access to your doctors, and ensure your healthcare needs are covered.
I treat every client the way I’d want my own family treated. My job is to make Medicare less overwhelming and help you make confident, informed choices.
Let’s talk soon and make sure you’re prepared for 2026.